Texas Life Insurance

Posted on February 20, 2014 by

Why get a life insurance policy if you live in Texas?

Its simple. There no other better investment for your folk than a tax free life insurance policy. In Texas, folks that purchase a plan for the following reasons:

1. Purchasing a home.

2. Sending you kids to college.

3. Starting up a business.

4. Estate planning.

5. Leaving a tax free benefit for your surviving family

How do I find the best life insurance policy at an inexpensive rate?

I’m aware That I am being biased but being life insurance broker with over 30 A rated life insurance carriers to choose between, I suspect I have the money tools available for highest rated carrier and the minimum price. We review each client as an individual and then identify which company is the best fit.

How do I determine how much life insurance do I actually need?

The simpliest approach will be to take your annual salary and multiple that by 7-10 times your revenues. Example, if you earn $50,000 each year, you would need a life insurance policy benefit of $350,000 to $500,000. We review each case individually to pinpoint the right life assurance benefit amount so you can sleep at night knowing you are protected.

Should I buy a Term life policy or should I purchase a Permanant Life Insurance policy?

We think that 95% of Americans should purchase a Term Life Policy. A Term Life policy is the least dear compared with a Permanant Policy (Whole Life/Universal Life) and most term life policies supply a conversion to a complete life and/or universal life if you need to increase your life insurance policy period. This usually occurs when the insured is nearing the expiration period of their term life insurance policy and either they have become uninsurable due to medical issues. An advantage of the conversion is that you are going to not have to retake your medical exam but your rates will increase due to your age.

I would like to review my life insurance rates but I’d like to go to a website that offers free quotes without caring about multiple agents calling me!

We at Allsure Insurance utterly understand!! That explains why our quote engine is personal and we are not lead generation or advertising company. In reality all that you need to do is enter your state, date of birth, benefit amount you want, and the term period, Instantly you will see all of the smoker and non smoker rates. If you interested in applying, then you would press our “application request” tab, enter your private info, and then we’ll contact you. Its that easy.

If you are interested in researching your life insurance, you can go to our website: http://www.allsureinsurance.com and press our life insurance tab to kick off the process of shielding your family and business.

S. Brett Anderson

Allsure Insuranc e Agency/www.allsureinsurance.com

Reasonable Life Insurance for Texas Home Business Owners and Families.

Allsure Insurance Agency is a nationwide broker concentrating on Life, Health, and Annuites for smaller businesses, people, and famlies. We believe its our job to supply up to date information not only for our clients , but for the people in Texas that are looking for cheaper choices for a life insurance policy. . You can follow us on our blog page at http://www.allsureinsurance.com/blog/or you may visit our website at http://www.allsureinsurance.com

Posted in Texas Life and Health Insurance | 0 Comment