Texas Health Insurance for Small Businesses

Posted on February 20, 2014 by

A new private/public health insurance product has been designed for small businesses and their employees in Texas, The Healthy Texas Plan! This partnership will allow uninsured small employers (Uninsured the past 12 months) to access quality health plans at an affordable price. Healthy Texas plans are provided by private carriers.

Enrollees in Healthy Texas choose from private health plans that have been approved by TDI. In accordance with the requirements of the Healthy Texas program set forth in Chapter 1508 of the Texas Insurance Code, TDI is currently  contracted with Celtic Insurance Company and United Healthcare to be participating health plans in the Healthy Texas program.

What are the Plan Features?

  • Two plan designs choices ($500 or $1,500 calander year deductible)
  • $25 Copayment for Office Visits (most physician office services)
  • 100% coverage for Preventive Care
  • 80% CoInsurance for inpatient (hospitalization) and outpatient surgery
  • Network only benefits that could save you out-of-pocket expenses
  • Prescription Drug coverage included $10/$25/$50 ($200 or $500 annual deductible applies)
  • Optional coverage available (Dental, Vision, Life)

How does my small business qualify for the The Healthy Plan of Texas?

  • Employer must be located in Texas and must qualify as a small business with 2-50 eligible employees
  • Employer must not have provided a qualified small group health insurance policy 12 months prior to HealthyTexas application
  • 60% of eligible employees must enroll
  • At least 30% of your employees annual wages must be at or below 300% of the federal poverty level ($32,670 in 2011)
  • Employer must pay at least 50% of the premium costs for employees and must offer dependent coverage
  • Each eligible employee must be a citizen of the United States or is an alien that is in our country legally

If you would like to inquire about a brochure, please feel free to contact me anytime at (800) 373-8781 or by email: banderson@allsureinsurance.com

Regards,

S. Brett Anderson

Allsure Insurance Agency / www.allsureinsurance.com

Posted in Texas Life and Health Insurance | 0 Comment